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Build vs Buy — Long-Term Care Insurance
Weigh SaaS subscriptions against a custom build for Long-Term Care Insurance — see the multi-year total cost of ownership and which path wins.
Adjust the inputs to match your Long-Term Care Insurance context.
Total cost of ownership
SaaS total (3yr)
₹19,86,000
Custom build total
₹21,75,000
Difference (cheaper to buy)
₹1,89,000
Breakeven
—
What this means
A hybrid path fits best.
For Long-Term Care Insurance, the gap is ₹1,89,000 over 3 years — close enough that a hybrid approach (buy core, build differentiating layers) often wins.
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Build vs buy — summary
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