Tool Sprawl Risk Audit — Digital Banking

Find out how much spreadsheet and SaaS sprawl is costing Digital Banking — and where a purpose-built internal tool pays off.

Signs of tool sprawl in Digital Banking

The legacy core system gates every product change — a new account type takes 9-18 months instead of weeks.
KYC and onboarding flows still drop 40-60% of mobile applicants because of document upload friction and manual review queues.
Customer data is fragmented across the core, the CRM, the mobile app, and four reporting marts; nobody has a single view.
Regulators expect explainable models for credit and AML decisions, but most scoring still runs in opaque vendor black boxes.

Section 1 of 4 · Source of Truth0/8 answered

Source of Truth

Whether your operational data lives in one place or is scattered across tools.

1.Where does your core operational data live?

2.How many tools/spreadsheets hold 'the truth' for one workflow?

Send us the result and the constraint behind it. We’ll scope the diagnostic, sprint, or build that fixes what the score reveals.